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Wednesday, December 19, 2012
Video: Tim Scott to replace Sen. Jim DeMint
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Source: http://video.msnbc.msn.com/nightly-news/50231001/
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Tuesday, December 18, 2012
Gun Control: A Misguided Focus on Mental Illness (Little green footballs)
Real Estate Buyers ? First Time Tips ? The Tim Wood Group
Buying a home is one of the largest purchases most of us will make. The real estate market in Big Bear has changed dramatically over the past 10 years. ?Prices have?fluctuated?significantly, as has the number of homes for sale, and getting a loan ain?t what it used to be.
Here are five tips to simplify the process of buying real estate in Big Bear today -
1. Lenders and budget.
Research lenders first and use their advice in determining your budget. ?Get pre-qualified. Don?t assume that because your credit is good you will get the loan you want. This is not a surprise you want to encounter half-way through a real estate transaction.
It?used to be that all that was required to get a loan was a pulse! ?Now, you have to be supremely qualified in order to get a loan. ?It makes sense to clear this hurdle first before getting your hopes up.
2. Search properties online.
Search our database, or any other real estate website that has a direct MLS feed, for Big Bear properties for sale. A site with an MLS feed gives you the most accurate and up-to-date listings. ?While other sites like Zillow & Trulia have some great widgets, their listings are notorious inaccurate.
Make a list of must-have features and be sure to signup for email alerts that match your desired criteria. ?This way, you will be updated daily on new listings that match your needs. ?The early bird gets the worm in today?s market!
Be sure your expectations to your budget. Remember, there are additional expenses in the first year associated with repairs and decorations.
Check the neighborhoods and be aware of the different services offered. Do you need to be close to lake, ski slopes and shopping? Then Big Bear Lake East or Fox Farm may be your best location. Are you looking to get away from it all? We suggest Fawnskin, upper Moonridge, Erwin Lake or Baldwin Lake. Location may also affect your home?s resale value, so always keep that in mind.
3. Select a real estate agent to help you.
Selecting the right agent is crucial as a good agent will save you time, money, and hassle. ?We suggest to look for a full time agent that is on top of the local market conditions. We highly recommend using a local real estate expert! ?Make sure they have sold properties and worked as a Realtor for a while. Check with friends for referrals. Visiting open houses is a great way to meet and interview agents. Once you?ve found an agent you?re interested in, check out their reviews on websites like Zillow and Yelp.
4. Visit homes.
Go through your list of possible homes and visit them in person. ?Trust us, they are normally much different than online. ?Give the agent feedback on what you like and don?t like as this will help them to match your needs with the best options on the market.
Take along a notepad and be sure to get flyers on each homes. ?You will forget a lot of the homes you see so having some good notes on each will help you remember later.
5. Patience & communication.
Lots of things come up. Real Estate transactions require patience and communication to get through the deal.
Don?t be impulsive. Once you have found a home you?re interested in, continue to look at a few more homes. Doing your homework will help you confirm that you?re making the right decision, no need for ?buyer?s remorse?!
Many buyers fall in love with a property that is a little beyond their budget. We advise you not to ?stretch? to get into the most expensive property you can afford. Save that money for unexpected difficulties. Make your home an affordable asset, not a liability.
More Home Buying Tips;
Source: http://www.thetimwoodgroup.com/real-estate-buyers-first-time-tips/
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Love It Or Leave It: A Hello Kitty Dress From Hell
Listen, I know, sometimes we just want to be cute. Cute is fine, but in my estimation, this dress goes over the cliff from cute to infantilizing. This ?Kawaii Not?? dress from Modcloth puts a Hello Kitty face on your boobs, and just seems like an adult-man repeller. But what do you think?
Source: http://www.thefrisky.com/2012-12-16/love-it-or-leave-it-a-hello-kitty-dress-from-hell/
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Japan, China stocks higher on stimulus hopes
HONG KONG (AP) ? Stock markets in Japan and China, Asia's two biggest economies, rose Monday after Japanese conservatives who favor greater economic stimulus returned to power in a landslide election victory and China's new leaders promised more spending if needed to underpin a wobbly economic recovery.
Japan's Nikkei 225 index jumped 1.6 percent to 9,891.15, its highest level since April, after the country's Liberal Democratic Party swept back into power at weekend elections. Party chief Shinzo Abe, almost certain to become prime minister, favors increased spending on public works and setting a 3 percent economic growth target.
"The outcome of the Japan election should help support sentiment in the region," strategists at Credit Agricole CIB said in a research note.
In mainland China, the Shanghai Composite index rose 0.8 percent to 2,168.00 and the smaller Shenzhen Composite index climbed 0.6 percent to 821.17. On Sunday, China's new Communist Party leaders under party General Secretary Xi Jinping pledged a "proactive fiscal policy" and "prudent monetary policy" in a statement carried by the official Xinhua News Agency. They were references to the willingness to boost spending if needed and keep credit easy so long as inflation stays low.
The optimism failed to rub off on other Asian markets, which retreated slightly.
South Korea's Kospi was less than 0.1 percent lower at 1,994.04 and Hong Kong's Hang Seng was down 0.1 percent at 22,584.98. Australia's S&P/ASX 200 shed 0.2 percent to 4,574.90. Benchmarks in Taiwan and New Zealand also fell.
On Wall Street on Friday, the Dow fell 35.71 0.3 percent to close at 13,135.01 while the Standard & Poor's 500 index fell 0.4 percent to 1,413.58. The Nasdaq composite sank 0.7 percent to 2,971.33.
In currencies, the euro weakened slightly to $1.3155 from $1.3159 in late trading Friday. The dollar fell to 83.99 Japanese from 83.46 yen.
Crude prices rose. Benchmark oil for January delivery was up 18 cents to $86.91 per barrel in electronic trading on the New York Mercantile Exchange. The contract settled at $86.73 on Friday.
Source: http://news.yahoo.com/japan-china-stocks-higher-stimulus-hopes-030900943--finance.html
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Monday, December 17, 2012
charles Site - Fundraiser for Panthers Fencing | Media Sports
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Source: http://demonstrator-ange.blogspot.com/2012/12/charles-site-fundraiser-for-panthers.html
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Source: http://quanceldoretha.typepad.com/blog/2012/12/charles-site-fundraiser-for-panthers-fencing-media-sports.html
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Source: http://ethnocentric-firecracker.blogspot.com/2012/12/charles-site-fundraiser-for-panthers.html
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