My Space, Facebook, Profiles, and web sites are just some of the public or semi-public platforms that are personal billboards. Many of these sites are havens for young people and are a major part of their social fabric. While there are many enjoyable aspects of these new social networks, there are also real dangers. Identity theft is the fastest growing crime in America.
Every day forty thousand people have their identity stolen. The damage varies but the burden of innocence lies on the victim. That?s right, a credit reporting agency will not repair or restore your credit until you document, through a painful process, your innocence.
Young people generally don?t weigh risk well and will leave way too much information open to the public. A public facebook profile that holds birthdate, address, and sibling/parent information is a perfect way for an identity thief to start building a crime.
Job applications for young people should not include a social security number until you are ready to undergo a test or examination and receive an offer. If the employer uses the reason that they need to do a background check, remember, there are few background check services that offer information on candidates under 21.
Importance of Background Check:
Most of us very easily get impressed by a stranger, who enters our life disguised as a well wisher. We easily get attached to new people and easily instil our trust in them. Dubious character takes advantage of our innocence and harms us. Such duping instances are very common these days, and are especially prevalent amongst youngsters, who easily get infatuated and trust people without harbouring any doubt. In such cases, the online background check can prove to be very beneficial and can actually prevent many sad instances from taking place.This check is especially highly beneficial for young girls to be sure that their present boyfriend is not a fraud. Running a quick check can actually prevent many rapes from taking place. In USA and Europe, there are numerous cases in which hard core criminal boys dupe young girls by befriending them. When the innocent girls starts trusting them they ransack their money and sometimes even rape and murder them.
? Passwords for web based accounts should not be in anyway attached to birthdays, pets, children?s names/nick names or any other common choice. Pick a series of numbers that have some special recognition for you. For instance, a six minimum password could be the consecutive numbers of your three favorite football players (345669).
? Don?t use the same four digit PIN for multiple accounts.
? If you operate a wireless network at home, make sure it is protected. Contact your internet provider for assistance with this. Remember, a laptop with a built in wireless card can access your network and files in short order on an unlocked wireless network.
? Only include a minimum amount of information when signing up for organizations, teams, or any other type of membership. A lot of these organizations will tell you that they must have this information. Simply say no and offer a cell number and maybe your address. Home numbers should never be used. Remember, anytime someone can collect your personal information, it only benefits them, not you.
? Every time you swipe a credit or debit card, you leave a trail of information in the wrong hands. Pay close attention to this at the merchants you frequent. Take notice of the actual location and type of credit card machine. If you see a new machine, ask why. Merchant accounts that change often do so because the merchant violated the agreement. This is suspicious and these merchants should be avoided.
A family identification protection plan is your best safeguard should you or any member of your family have their identity compromised. The right identity protection plan will restore your credit, reverse financial losses from fraud, and save you all of the burdensome time and money required to restore your good name
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